
2021 ICHRA Report
Since the individual coverage health reimbursement arrangement (ICHRA) was first available in 2020, employers both big and small have adopted the unique health …

How much does not offering health benefits cost me?
When it comes to government regulations on employer-sponsored health benefits, applicable large employers (ALEs) with more than 50 full-time equivalent (FTE) em …

How to make individual health insurance work for small employers
As a small business owner, it’s likely that you, your family, and your employees are covered by individual health insurance policies. You like your network of d …

Top five employee questions about health reimbursement arrangements
As your organization sets up and administers a health reimbursement arrangement (HRA), employees will undoubtedly have a lot of questions about how the benefit …

Supreme Court rules that the Affordable Care Act will continue on
The world of healthcare has been abuzz with news of the Affordable Care Act’s (ACA) future after a recent Supreme Court case concluded. After being challenged b …

Making the switch from group health insurance to an HRA
When it comes to offering health benefits to your employees, group health insurance is the traditional choice, but it isn’t for everyone. For many small employe …

How to choose between offering group health insurance, an HRA, or both
When it comes to offering health benefits to your employees, the traditional choice is a group health insurance plan. However, health reimbursement arrangements …

A sneak-peek at the future of employer-sponsored coverage
New research released by the Kaiser Family Foundation (KFF) reveals large employer’s opinions and concerns about the future of employer-sponsored health coverag …

How to get in on new Marketplace savings and lower premium costs
The changes announced with the passing of the American Rescue Plan are now in effect as of April 1, 2021—including new, lowered costs for Marketplace health ins …