
How to cancel your health insurance policy
There are several reasons why you may need to cancel your health insurance policy. Typically, this is done during Open Enrollment. However, other circumstances …

What are employee benefits?
Offering quality compensation packages that include robust benefits is crucial to an organization’s success. Employee benefits help keep workers happy, making t …

What is direct primary care?
In 2023, almost 85% of U.S. adults visited a doctor or other medical professional1. Yet more than 100 million Americans don’t have regular access to primary hea …

Can I reimburse employees for health insurance?
Rising healthcare costs can put a strain on your employees’ wallets. As you revamp your company’s employee benefits package, you may wonder if you can reimburse …

Does an HRA work with Medicaid?
Medicaid is a government program that provides health insurance coverage to low-income individuals and families. It covers some of the most vulnerable populatio …

Minimum wage rates for 2025 by state
If you’re an employer hiring for the first time, knowing the minimum wage rate in your state is crucial. Even though there hasn’t been a federal minimum wage hi …

End-of-year HRA tips: How to use your funds before they expire
Health reimbursement arrangements (HRAs) are top-quality benefits that can help employees save on medical expenses throughout the year. This is especially true …

The least and most expensive states for individual health insurance
Having a health insurance plan is an excellent way to ensure you have access to the care you need to stay healthy. But depending on where you live, the cost of …

Five-minute guide to medical loss ratios (MLRs)
Have you ever wondered how your insurance company uses your premium payments? In addition to spending those dollars on medical claims, insurers use a portion of …