How to calculate FTEs to determine ALE status
As a business owner, you must understand if the Affordable Care Act’s (ACA) employer mandate applies to you. Knowing the number of full-time equivalent employee …
Can I have an HRA and an FSA at the same time?
Does your employer offer you a health reimbursement arrangement (HRA)? if so, you have access to a flexible health benefit that empowers you to make your own he …
Top 8 health insurance terms to know
If you're shopping for a health plan for the first time, knowing key health insurance terms can be helpful. For example, choosing the best health insurance cove …
Can you have two health insurance plans?
Roughly 92% of Americans have some form of health insurance coverage1. Most individuals only have one health insurance plan, known as “primary” insurance. Howev …
What is stop-loss insurance?
If you’re an employer looking to offer group health insurance, you may look into a self-funded health plan instead of paying an insurance carrier for a fully-in …
The top 3 health benefit options for small businesses with one employee
There are 31 million entrepreneurs in the U.S.1 While it’s exciting to start your own business, it can be challenging—especially if you’re trying to grow from a …
What are the new wait-time standards for federal Marketplace plans?
Having sufficient in-network providers to choose from is vital when receiving medical care. Some insurers work with smaller plan networks to keep costs low. But …
How Medicare premiums are calculated
If you're currently on Medicare, you probably know your monthly health insurance premium changes annually. But how the federal government determines your premiu …
Optimizing ICHRA contributions: Strategies to maximize value
The individual coverage health reimbursement arrangement (ICHRA) is a flexible way for employers of all sizes to offer healthcare benefits to their workforce. H …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
What percent of health insurance is paid by employers?
