Personalized health benefits blog

Expert insights on health benefits for your small or midsized business.

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Health Benefits

What is direct primary care?

Learn what direct primary care (DPC) is and how it offers affordable, membership-based healthcare services without traditional insurance hassles.

Health Benefits

Can I reimburse employees for health insurance?

Learn about the two most common ways to compliantly reimburse employees for their healthcare: taxable stipends and health reimbursement arrangements...

Compliance

Does an HRA work with Medicaid?

Find out if an HRA can be used with Medicaid. Learn how HRA reimbursements work for employees enrolled in Medicaid and what limitations may apply.

HR

Minimum wage rates for 2025 by state

Wondering what the 2025 minimum wage rates are? Stay up to date with the minimum wage rates for 2025 by state with this comprehensive guide.

Health Benefits

Five-minute guide to medical loss ratios (MLRs)

Medical loss ratios (MLRs) keep insurance companies from spending your premium dollars unwisely. See how MLRs are calculated and what they mean for...

Health Benefits

What is an EOB?

Learn what an explanation of benefits (EOB) is, how it details your healthcare claims, and what to look for in this important insurance document.

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