How does ICHRA affect CHIP eligibility?
As more employers choose individual coverage health reimbursement arrangements (ICHRAs) over traditional group plans, employees wonder how these benefits impact …
Small group health insurance for beginners
Offering health coverage can be challenging for any business. But it’s especially tough for small employers. In many cases, they have less bargaining power with …
Using HSA funds for dependents’ medical expenses
Health savings accounts (HSAs) are a popular way to save funds for future medical expenses. However, many people are unaware of the various ways they can use th …
What is a letter of medical necessity?
Health reimbursement arrangements (HRAs) are tax-advantaged benefits that employers offer to help employees pay for qualified out-of-pocket medical costs. While …
How to calculate your employee retention rate
Attracting and retaining talented workers is crucial for your company’s long-term success. Losing great employees can mean losing valuable team knowledge, which …
Do employers have to offer health insurance to part-time workers?
Employer-sponsored health insurance isn’t commonplace for part-time employees. According to the Bureau of Labor Statistics, only 26% of employees with part-time …
Can HRAs reimburse long-term care premiums?
Long-term care insurance is a great coverage option that protects individuals from the financial burden of extended medical care. About 70% of American adults a …
How does the employer mandate apply to controlled groups?
The Affordable Care Act's employer mandate requires applicable large employers (ALEs) to offer their employees affordable health insurance that provides minimum …
How nonprofits can offer health insurance
Rising healthcare costs make it difficult for many small employers to offer quality health benefits. This can be especially true for nonprofit organizations. Wi …
Top 25 health insurance companies in the U.S.
How to calculate modified adjusted gross income (MAGI)
How HSA contribution limits work for spouses
