
Types of HRAs
Explore the different types of HRAs, including ICHRA, QSEHRA, and group coverage HRA. Learn how each works and which is right for your organization.

Individual health insurance vs. group health insurance
Wondering how group insurance differs from individual insurance? Find out in this comprehensive guide and make an informed choice for your organization.

Minimum wage rates for 2026 by state
Wondering what the 2026 minimum wage rates are? Stay up to date with the minimum wage rates for 2026 by state with this comprehensive guide.

What happens if you miss Open Enrollment for individual health insurance?
Missed Open Enrollment for health insurance? Find out what options you have, including qualifying life events and special enrollment periods (SEPs).

Inpatient vs. outpatient care - What's the difference?
Curious about the difference between inpatient and outpatient care? We break down the key distinctions to help you make informed healthcare decisions.

Do small businesses have to offer health insurance?
Wondering about small businesses and health insurance obligations? This guide explains whether small businesses are required to offer health coverage.

Common types of health insurance plans
Learn the pros and cons of the most common types of health insurance plans, such as PPOs, HMOs, HSA-qualified plans, indemnity plans, and alternatives.

How to calculate FTEs to determine ALE status
Learn what a full-time equivalent employee (FTE) is, what your FTE number means if you’re an ALE, and how to calculate how many FTEs you employ.

What does health insurance cover?
Wondering what health insurance covers? Learn about essential benefits like doctor visits, prescriptions, hospital care, and preventive services.



