Christina Merhar

Christina Merhar

Posts by Christina Merhar
FAQ: If I'm Enrolled in an HRA Plan, Can I Use HSA Dollars?
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FAQ: If I'm Enrolled in an HRA Plan, Can I Use HSA Dollars?

Employees with both a Health Reimbursement Arrangement (HRA) plan and a Health Savings Account (HSA) can use both types of accounts, and receive the benefits fr …

July 1, 2013 at 10:15 AM 2 min read
What's the Difference Between Defined Contribution and HRAs?
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What's the Difference Between Defined Contribution and HRAs?

The terms defined contribution and health reimbursement arrangements (HRAs) are often used interchangeably. So, is there a difference? Simply put, defined contr …

June 28, 2013 at 8:00 AM 1 min read
Stop Giving Bonuses for Insurance and Start Offering an HRA (Your Bottom Line Will Thank You)
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Stop Giving Bonuses for Insurance and Start Offering an HRA (Your Bottom Line Will Thank You)

Many small businesses not offering health benefits consider giving employees a salary bonus to help them pay for their individual health insurance. Why?

June 19, 2013 at 8:00 AM 3 min read
Study: Cost of Employer-Sponsored Health Care Increases 6.3% in 2013
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Study: Cost of Employer-Sponsored Health Care Increases 6.3% in 2013

On May 22, Milliman Medical Inc. released their 2013 Milliman Medical Index (MMI). The study provides a unique snapshot of health care costs for an average fami …

June 4, 2013 at 9:29 PM 2 min read
Health Care Reimbursement Account - What is it?

Health Care Reimbursement Account - What is it?

A health care reimbursement account is another term for a health reimbursement arrangement (HRA) or a Section 105 Medical Reimbursement Plan. With a health care …

May 10, 2013 at 3:00 PM 2 min read
5 Tips for Designing a Perfect Stand-Alone HRA
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5 Tips for Designing a Perfect Stand-Alone HRA

After years of working with businesses of all shapes and sizes, we've learned several strategies to help a company design a perfect stand-alone HRA. What is a s …

May 2, 2013 at 8:00 AM 3 min read
HRA Plan Requirements
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HRA Plan Requirements

Health Reimbursement Arrangements (HRAs) are Section 105 health care plans paid for by an employer to reimburse the medical expenses of employees, their spouses …

April 19, 2013 at 3:34 PM 2 min read
The Cost of Health Care by State
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The Cost of Health Care by State

With health care reform on the horizon, the cost of health care is on everyone's mind. How much do we spend on health care in the US? On average we spent $6,815 …

April 17, 2013 at 6:35 PM 1 min read
What is the Cost of a Defined Contribution Plan?
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What is the Cost of a Defined Contribution Plan?

A defined contribution health plan works best for companies that want to offer health benefits, but cannot offer group health insurance due to high cost or part …

April 1, 2013 at 2:05 PM 1 min read

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