
FAQ: If I'm Enrolled in an HRA Plan, Can I Use HSA Dollars?
Employees with both a Health Reimbursement Arrangement (HRA) plan and a Health Savings Account (HSA) can use both types of accounts, and receive the benefits fr …

What's the Difference Between Defined Contribution and HRAs?
The terms defined contribution and health reimbursement arrangements (HRAs) are often used interchangeably. So, is there a difference? Simply put, defined contr …

Stop Giving Bonuses for Insurance and Start Offering an HRA (Your Bottom Line Will Thank You)
Many small businesses not offering health benefits consider giving employees a salary bonus to help them pay for their individual health insurance. Why?

Study: Cost of Employer-Sponsored Health Care Increases 6.3% in 2013
On May 22, Milliman Medical Inc. released their 2013 Milliman Medical Index (MMI). The study provides a unique snapshot of health care costs for an average fami …

Health Care Reimbursement Account - What is it?
A health care reimbursement account is another term for a health reimbursement arrangement (HRA) or a Section 105 Medical Reimbursement Plan. With a health care …

5 Tips for Designing a Perfect Stand-Alone HRA
After years of working with businesses of all shapes and sizes, we've learned several strategies to help a company design a perfect stand-alone HRA. What is a s …

HRA Plan Requirements
Health Reimbursement Arrangements (HRAs) are Section 105 health care plans paid for by an employer to reimburse the medical expenses of employees, their spouses …

The Cost of Health Care by State
With health care reform on the horizon, the cost of health care is on everyone's mind. How much do we spend on health care in the US? On average we spent $6,815 …

What is the Cost of a Defined Contribution Plan?
A defined contribution health plan works best for companies that want to offer health benefits, but cannot offer group health insurance due to high cost or part …