Christina Merhar

Christina Merhar

Posts by Christina Merhar
Buzz Aside... 2 Facts to Consider with the Health Insurance Marketplace Rates
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Buzz Aside... 2 Facts to Consider with the Health Insurance Marketplace Rates

For anyone following the new health insurance marketplaces and the highly anticipated rate announcements rolling in over the last couple of months, there's been …

September 3, 2013 at 6:45 PM 2 min read
How HR Can Free Up Strategic Time with a Defined Contribution Approach

How HR Can Free Up Strategic Time with a Defined Contribution Approach

Every small business owner and HR manager wants to spend more time on strategic issues, and less time on transactional items.

August 26, 2013 at 2:45 PM 2 min read
5 HRA Tips for Employees
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5 HRA Tips for Employees

As more and more small businesses use a stand-alone health reimbursement arrangement (HRA) to offer health benefits, employees often have questions about how th …

August 20, 2013 at 4:30 PM 2 min read
Small Businesses Struggle to Offer Health Insurance
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Small Businesses Struggle to Offer Health Insurance

Small businesses make up the majority of employers in the US, and yet studies show that small businesses struggle the most with offering health insurance. There …

August 6, 2013 at 2:50 PM 2 min read
Reconciliation of Individual Health Insurance Subsidy Payments
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Reconciliation of Individual Health Insurance Subsidy Payments

As part of the Affordable Care Act (ACA), starting in 2014 the federal government is making available health insurance subsidies to help eligible individuals an …

July 31, 2013 at 3:00 PM 2 min read
Employer Health Insurance vs. Individual Plans - Which is Better?
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Employer Health Insurance vs. Individual Plans - Which is Better?

There are two primary categories of health insurance for small business owners to evaluate for themselves and employees: individual and family plans, or employe …

July 25, 2013 at 8:00 AM 2 min read
How Employees Can Get Free Health Insurance Subsidies
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How Employees Can Get Free Health Insurance Subsidies

The best kept secret of the Affordable Care Act (aka Health Reform or ObamaCare) is the availability of the individual health insurance subsidies which will be …

July 23, 2013 at 5:12 PM 2 min read
Section 105 Medical Reimbursement Plans: FAQs
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Section 105 Medical Reimbursement Plans: FAQs

Small businesses often use Section 105 Plans as a solution for small business health insurance. Section 105 of the IRS code allows an employer to reimburse empl …

July 15, 2013 at 8:00 AM 2 min read
How HRA distributions work
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How HRA distributions work

Distributions from an HRA are simple, but there are IRS guidelines an employer and employees must follow. An HRA is a health reimbursement arrangement. An HRA i …

July 12, 2013 at 9:00 AM 2 min read

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