
Buzz Aside... 2 Facts to Consider with the Health Insurance Marketplace Rates
For anyone following the new health insurance marketplaces and the highly anticipated rate announcements rolling in over the last couple of months, there's been …

How HR Can Free Up Strategic Time with a Defined Contribution Approach
Every small business owner and HR manager wants to spend more time on strategic issues, and less time on transactional items.

5 HRA Tips for Employees
As more and more small businesses use a stand-alone health reimbursement arrangement (HRA) to offer health benefits, employees often have questions about how th …

Small Businesses Struggle to Offer Health Insurance
Small businesses make up the majority of employers in the US, and yet studies show that small businesses struggle the most with offering health insurance. There …

Reconciliation of Individual Health Insurance Subsidy Payments
As part of the Affordable Care Act (ACA), starting in 2014 the federal government is making available health insurance subsidies to help eligible individuals an …

Employer Health Insurance vs. Individual Plans - Which is Better?
There are two primary categories of health insurance for small business owners to evaluate for themselves and employees: individual and family plans, or employe …

How Employees Can Get Free Health Insurance Subsidies
The best kept secret of the Affordable Care Act (aka Health Reform or ObamaCare) is the availability of the individual health insurance subsidies which will be …

Section 105 Medical Reimbursement Plans: FAQs
Small businesses often use Section 105 Plans as a solution for small business health insurance. Section 105 of the IRS code allows an employer to reimburse empl …

How HRA distributions work
Distributions from an HRA are simple, but there are IRS guidelines an employer and employees must follow. An HRA is a health reimbursement arrangement. An HRA i …