Christina Merhar

Christina Merhar

Posts by Christina Merhar
HR Trend Watch: Value-Based Benefits Design (VBBD)
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HR Trend Watch: Value-Based Benefits Design (VBBD)

Where are employee health benefits heading in 2014 and beyond? One of the big trends is Value-Based Benefits Design (VBBD). While VBBD has been an employee heal …

January 23, 2014 at 7:15 AM 1 min read
What are Your Small Business Health Insurance Goals?

What are Your Small Business Health Insurance Goals?

As small businesses take steps to offer employee health benefits it is important to ask -- What are our health insurance goals? What do we want to achieve? How …

January 14, 2014 at 12:15 PM 2 min read
10 FAQs - Defined Contribution Health Plan (DCP) Rules

10 FAQs - Defined Contribution Health Plan (DCP) Rules

This article answers 10 frequently asked questions (FAQs) from employees about "pure" defined contribution health plan (DCP) rules.

January 14, 2014 at 6:30 AM 2 min read
Pros and Cons of Pure Defined Contribution Healthcare
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Pros and Cons of Pure Defined Contribution Healthcare

As a small business evaluates how to offer employees health insurance coverage, they will likely consider a "pure" defined contribution approach. With "pure" de …

January 13, 2014 at 10:28 AM 3 min read
Section 105 Plan Document Requirements

Section 105 Plan Document Requirements

A Section 105 Plan allows tax-free reimbursement of medical and insurance expenses. The Section 105 Plan Document describes the terms and conditions related to …

January 9, 2014 at 11:30 AM 2 min read
Stop Giving Raises for Health Insurance and Start Offering Defined Contribution Allowances
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Stop Giving Raises for Health Insurance and Start Offering Defined Contribution Allowances

Many small businesses who do not offer health benefits consider giving employees a raise or salary bonus to help them pay for their individual health insurance.

January 6, 2014 at 12:00 PM 3 min read
Reducing Employee Turnover - 12 Tips for Small Businesses
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Reducing Employee Turnover - 12 Tips for Small Businesses

Most small business owners, CEOs, and HR professionals agree that employee turnover is a growing (and expensive) issue, particularly as hiring picks up.

December 30, 2013 at 2:00 PM 4 min read
The CEO's Guide to Evaluating Employee Health Insurance
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The CEO's Guide to Evaluating Employee Health Insurance

CEOs at small and growing companies have various factors to consider with employee health insurance. Is cost your number one concern? Which benefits are most va …

December 19, 2013 at 2:00 PM 3 min read
Play, Pay, or Play Differently? The Pros and Cons
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Play, Pay, or Play Differently? The Pros and Cons

Employers with over 50 employees are trying to figure out how to deal with the Affordable Care Act's 2015 "employer mandate" which requires applicable large emp …

December 3, 2013 at 2:00 PM 3 min read

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