
HR Trend Watch: Value-Based Benefits Design (VBBD)
Where are employee health benefits heading in 2014 and beyond? One of the big trends is Value-Based Benefits Design (VBBD). While VBBD has been an employee heal …

What are Your Small Business Health Insurance Goals?
As small businesses take steps to offer employee health benefits it is important to ask -- What are our health insurance goals? What do we want to achieve? How …

10 FAQs - Defined Contribution Health Plan (DCP) Rules
This article answers 10 frequently asked questions (FAQs) from employees about "pure" defined contribution health plan (DCP) rules.

Pros and Cons of Pure Defined Contribution Healthcare
As a small business evaluates how to offer employees health insurance coverage, they will likely consider a "pure" defined contribution approach. With "pure" de …

Section 105 Plan Document Requirements
A Section 105 Plan allows tax-free reimbursement of medical and insurance expenses. The Section 105 Plan Document describes the terms and conditions related to …

Stop Giving Raises for Health Insurance and Start Offering Defined Contribution Allowances
Many small businesses who do not offer health benefits consider giving employees a raise or salary bonus to help them pay for their individual health insurance.

Reducing Employee Turnover - 12 Tips for Small Businesses
Most small business owners, CEOs, and HR professionals agree that employee turnover is a growing (and expensive) issue, particularly as hiring picks up.

The CEO's Guide to Evaluating Employee Health Insurance
CEOs at small and growing companies have various factors to consider with employee health insurance. Is cost your number one concern? Which benefits are most va …

Play, Pay, or Play Differently? The Pros and Cons
Employers with over 50 employees are trying to figure out how to deal with the Affordable Care Act's 2015 "employer mandate" which requires applicable large emp …