
Average Group Health Insurance Costs by State
As small employers research health insurance coverage options, it is common to evaluate different strategies and cost. To help, the following charts list averag …

4 Examples of Cost-Effective Nonprofit Health Benefits
As a nonprofit organization, the cost of providing health insurance to employees can be prohibitive. And yet, it is vital for nonprofits to offer health benefit …

8 Myths About Healthcare Consumerism
The idea of healthcare consumerism is nothing new. For years, employees have been asked to take an increasingly active role in their healthcare decisions. But t …

Cash for Premium Payments - What You Can (and Cannot) Do
As employers see the advantages of modern individual health insurance, a common health benefit strategy is to reimburse employees for their premiums. As employe …

How Micro and Small Businesses Dominate the Economy
Did you know 52 percent of all U.S. workers are employed by micro and small business? While large, well-known corporations are much more likely to steal headlin …

Which Reimbursement Plans Can Be Used for Health Insurance?
There are several medical reimbursement plans available to employers - HRPs, HRAs, HSAs, FSAs, and POPs. The acronyms can be confusing, and so can the new healt …

Understand MAGI with these 4 surprisingly simple tips
Modified Adjusted Gross Income, or MAGI, is a measure used by the IRS to determine eligibility for certain deductions, credits (including premium tax credits), …

What to Do if Employees are Asking for Help with Health Insurance
If you’re one of the 2.7 million U.S. small businesses who doesn’t offer health insurance, here’s something you’ve likely heard from employees: “We have to buy …

What to Do if Medical Claims are Driving Up the Cost of Health Benefits
It’s your company’s health insurance renewal time, and your boss just walked into your office with a renewal increase of 20 percent. It’s now your job to resear …