Christina Merhar

Christina Merhar

Posts by Christina Merhar
Average Group Health Insurance Costs by State
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Average Group Health Insurance Costs by State

As small employers research health insurance coverage options, it is common to evaluate different strategies and cost. To help, the following charts list averag …

April 14, 2016 at 8:00 AM 4 min read
4 Examples of Cost-Effective Nonprofit Health Benefits

4 Examples of Cost-Effective Nonprofit Health Benefits

As a nonprofit organization, the cost of providing health insurance to employees can be prohibitive. And yet, it is vital for nonprofits to offer health benefit …

April 12, 2016 at 8:00 AM 3 min read
8 Myths About Healthcare Consumerism
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8 Myths About Healthcare Consumerism

The idea of healthcare consumerism is nothing new. For years, employees have been asked to take an increasingly active role in their healthcare decisions. But t …

April 8, 2016 at 11:30 AM 3 min read
Cash for Premium Payments - What You Can (and Cannot) Do
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Cash for Premium Payments - What You Can (and Cannot) Do

As employers see the advantages of modern individual health insurance, a common health benefit strategy is to reimburse employees for their premiums. As employe …

September 11, 2015 at 12:00 PM 2 min read
How Micro and Small Businesses Dominate the Economy
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How Micro and Small Businesses Dominate the Economy

Did you know 52 percent of all U.S. workers are employed by micro and small business? While large, well-known corporations are much more likely to steal headlin …

September 3, 2015 at 1:00 PM 1 min read
Which Reimbursement Plans Can Be Used for Health Insurance?
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Which Reimbursement Plans Can Be Used for Health Insurance?

There are several medical reimbursement plans available to employers - HRPs, HRAs, HSAs, FSAs, and POPs. The acronyms can be confusing, and so can the new healt …

June 19, 2015 at 1:00 PM 2 min read
Understand MAGI with these 4 surprisingly simple tips
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Understand MAGI with these 4 surprisingly simple tips

Modified Adjusted Gross Income, or MAGI, is a measure used by the IRS to determine eligibility for certain deductions, credits (including premium tax credits), …

June 3, 2015 at 12:00 PM 2 min read
What to Do if Employees are Asking for Help with Health Insurance
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What to Do if Employees are Asking for Help with Health Insurance

If you’re one of the 2.7 million U.S. small businesses who doesn’t offer health insurance, here’s something you’ve likely heard from employees: “We have to buy …

May 21, 2015 at 1:00 PM 2 min read
What to Do if Medical Claims are Driving Up the Cost of Health Benefits
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What to Do if Medical Claims are Driving Up the Cost of Health Benefits

It’s your company’s health insurance renewal time, and your boss just walked into your office with a renewal increase of 20 percent. It’s now your job to resear …

April 22, 2015 at 12:00 PM 2 min read

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Group health insurance vs. HRAs comparison chart preview image